Maui Real Estate - Maui Homes for Sale in Hawaii - Upcountry and Haiku - Fred Haywood, REALTOR for Maui Real Estate, Maui HI Fred Haywood REALTOR(r) for Maui - Upcountry, Hawaii real estate - NUMBER1EXPERT™ Fred Haywood NUMBER1EXPERT(tm) for Maui - Upcountry, Hawaii real estate
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Fred Haywood, REALTORŪ, real estate agent and broker for Maui - Upcountry Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)








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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?

A 
Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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Fred Haywood, REALTORŪ, real estate agent and broker for Maui - Upcountry Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Fred Haywood
Fred Haywood Realty

120 Hana Highway, Suite 3
PO BOX 790402
Paia, HI 96779
800.989.8848
808.579.8848
Fax: 808.579.6210
fredhaywood@NUMBER1EXPERT.com

Love Life. Live Maui

Fred Haywood is committed to helping you buy or sell your Maui dream home in the highest professional manner, with total integrity and knowledge.

Fred Haywood's team has sold 150 million of real estate in the last 5 years. Fred has been selling Maui Real estate for 30 years and is ready to help you with all your Maui real estate needs.

Just call Fred... he has been making it happen in real estate on Maui for over 30 years, and he can make it happen for you!


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